At Rubin Insurance Agency we truly understand how important it is to your business to control the costs associated with this exposure. Unmanaged, this single item can mean the difference between a competitive advantage or disadvantage for you. We help you manage the environment to help prevent claims, manage the cost of claims with help to manage the care your injured employees .

•Workers' Compensation •Managed Care

Successful businesses recognize that this is more than another insurance coverage. It must be incorporated in the way you do business. Your insurance company must be more than the provider of a policy and the payer of claims. If it isn't your working partner in this endeavor, your business is the loser. We are seasoned pros in this arena. Take a look below at just a few of the tools we employ for insureds.

REPORT ACCIDENTS IMMEDIATELY

Time is money and the longer a claim goes unreported, the higher the litigation costs. We'll give you a toll-free 800 number or fax number for quick action.

REFER INJURED WORKERS TO THE RIGHT DOCTOR

Your injured workers deserve timely, high-quality medical care. And we have high-quality networks of accessible providers and hospitals that understand how to diagnose and treat work-related injuries. These providers are committed to returning workers to useful employment as soon as it is medically feasible.

OPEN THE DOOR FOR EARLY RETURN TO WORK

Getting your employee back on the job after an injury or illness makes good sense. The longer your injured worker is idle, the more difficult it becomes for him or her to return to work.

Every business is different, we can help you custom-design an Early Return to Work program to meet your specific workplace and operation.

CRACK DOWN ON FRAUD

Fraud costs America billions of dollars every year. Many studies show that fraud adds more than 10% to your workers' compensation costs. We pay claimants who deserve it -- fairly and promptly; and we prosecute those who would steal from our policyholders. Let your employees know that falsely reporting a claim is a crime.

PREVENT INDUSTRIAL ACCIDENTS

The smartest way to control costs is to avoid them in the first place. Our workers comp services provides includes sophisticated loss management and prevention techniques to help you prevent industrial accidents and minimize lost time.